Licensed Life & Health Insurance Agent · Serving clients by phone · Se habla español
Mon–Sat 9am–7pm CT · (214) 622-5366
Licensed Life & Health Insurance Agent · Serving clients by phone · Se habla español
Mon–Sat 9am–7pm CT · (214) 622-5366
Health insurance
Medicare Supplement insurance, also called Medigap, helps pay some of the costs Original Medicare doesn’t cover, such as deductibles, copayments and coinsurance. It works alongside Original Medicare (Parts A and B).
Licensed agent · No cost to talk · No obligation · English & Spanish
You keep Original Medicare. Medicare pays its share first, then your Medigap plan helps pay yours, depending on the plan.
Plans are named with letters, like Plan G or Plan N. In most states, the benefits for each letter are the same from company to company — the prices are not.
You can generally see any doctor or hospital in the U.S. that accepts Medicare, with no referrals needed. Medicare SELECT plans may use a network.
Your Medigap open enrollment period lasts 6 months, starting the first month you are 65 or older and enrolled in Medicare Part B. During this time, companies generally can’t turn you down or charge you more because of your health. After it ends, you may have to answer health questions in most states.
We compare Medigap prices from several companies for the plan you choose. Rates vary by age, health, state and plan.
Common questions
Depending on the plan, Medigap helps pay Medicare Part A and B coinsurance and copayments, the Part A deductible, skilled nursing facility coinsurance and some emergency care when traveling abroad. Medigap plans do not include prescription drug, dental, vision or hearing coverage.
No. Medigap works only with Original Medicare. If you join a Medicare Advantage plan, a Medigap policy cannot pay your Medicare Advantage costs.
Medigap does not cover prescriptions, so most people with Medigap also have a Medicare Part D drug plan. This website does not market or sell Part D plans; you can compare drug plans at Medicare.gov.
Free phone review
Tell us a little about you and a licensed agent — not a call center — calls you back at the time you choose. No cost, no obligation, English or Spanish.
What to expect
We call you back the same business day, Mon–Sat 9am–7pm CT.
We look at your needs and compare plans from several carriers.
Apply by phone if it fits. We stay your agent after you enroll.
“I started this agency so seniors could talk to one licensed person who explains the options and respects the budget — in English or Spanish.”
Enok Columbie, Founder · Licensed Life & Health agent
Tell us a little about you and a licensed agent will call you back.
Free, no-pressure phone review in English or Spanish.
